The XRP Ledger launched XLS-81, a permissioned on-chain decentralized exchange built for banks and regulated firms with KYC/AML compliance; XLS-81 went live on the XRPL on Feb 18. Within a week the network implemented two amendments, including Token Escrow XLS-85 on Feb 12 and the Permissioned DEX XLS-81 on Feb 18. Ripple has stated it is building “a fast lane for institutional capital” rather than pursuing open DeFi, and coverage of the rollout included “XRP price prediction” discussion.
The XRPL’s XLS-81 amendment introduced a permissioned decentralized exchange (DEX) designed specifically for banks and regulated firms. This on-chain platform ensures compliance through Know Your Customer (KYC) and Anti-Money Laundering (AML) protocols, catering to entities requiring regulatory adherence.
Alongside XLS-81, the XLS-85 amendment extended the capabilities of XRP Ledger’s escrow tools. Previously limited to the XRP cryptocurrency, the update now includes the ability to manage stablecoins and tokenized real-world assets. This expansion facilitates broader financial applications and programmable settlements, reinforcing the platform’s utility for institutional investors and financial institutions beyond traditional cryptocurrency markets.
XRP has been rejected at the $1.61 supply level and is currently drifting within a descending channel. A reclaim above that channel would target $1.70 and would break the downtrend, while a loss of $1.30 could open a path to $1.10. Near-term price action hinges on escaping the current channel, with the immediate breakout and breakdown thresholds defined at $1.70 and $1.30 respectively. Long-term developments on the network remain constructive, but the short-term outlook depends on whether chart action can exit the channel. The term “XRP price prediction” appears in coverage discussing these technical levels. These specific levels are presented as the immediate technical thresholds in coverage of the network’s price action.
The SUBBD presale is nearing $1.5 million in funding for an AI-powered content platform aimed at the creator economy. SUBBD aims to empower creators to earn directly and reduce dependence on centralized platforms through on-chain monetization features. The platform offers token-gated access for fans and claims ownership and monetization opportunities for creators.
These elements are described as reducing creators’ reliance on centralized distribution and monetization systems and enabling direct fan access. Momentum behind the presale is driven by investor interest focused on real usage rather than hype. “Ownership. Access. Monetization that works, even when markets do not.” Investors are prioritizing real usage in their interest in the presale.
XRPL implemented XLS-85 to extend escrow beyond XRP to stablecoins and tokenized real-world assets, and XLS-81 as a permissioned on-chain DEX for banks with KYC/AML. Long-term developments are described as constructive, while near-term XRP price action hinges on whether the chart exits the current descending channel. The SUBBD presale is nearing $1.5 million for an AI content platform offering token-gated access and on-chain monetization for creators.
